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Rates


Annual Percentage Yields (APY's)

Effective September 16, 2020


Certificates of Deposits

Empty Cell $1,000 - $4,999 $5,000 - $9,999 $10,000 - $24,999 $25,000 - $49,999 $50,000 - $99,999
Term APY APY APY APY APY
3 Months 0.01% 0.01% 0.03% 0.08% 0.13%
6 Months 0.01% 0.01% 0.10% 0.15% 0.20%
12 Months 0.01% 0.10% 0.15% 0.25% 0.30%
18 Months 0.01% 0.10% 0.20% 0.35% 0.45%
24 Months 0.01% 0.10% 0.20% 0.35% 0.55%
36 Months 0.01% 0.10% 0.30% 0.45% 0.55%
48 Months 0.01% 0.10% 0.35% 0.55% 0.70%
60 Months 0.01% 0.15% 0.45% 0.75% 0.80%

IRA Certificate of Deposit**

Term Minimum Deposit APY
6 Months              $1,000  0.05%   
12 Months $1,000 0.15%
24 Months $1,000 0.25%
36 Months $1,000 0.40%
48 Months $1,000 0.55%
60 Months $1,000 0.70%

**Each IRA depositor is insured to $250,000 by the Federal Deposit Insurance Corporation

Checking & Savings Rates

Checking and Savings

Name Minimum Opening Deposit Minimum APY
Savings* $100 $100 0.03%
Preferred Checking* $100 $0 0.10%
All-In-One Checking and Business All-In-One Checking* $100 $500 0.01%
$2,500 0.01%
$5,000 0.01%
$25,000 0.10%
HiFi Money Market* $2,500 $0 0.01%
$2,500 0.03%
$25,000 0.10%
$50,000 0.15%
$100,000 0.35%
Complete Business Checking* $0 $5,000 0.03%
$20,000 0.05%
$50,000 0.10%
$100,000 0.20%
$250,000 0.35%
HiFi Business Money Market* $5,000 $0 0.05%
$25,000 0.10%
$50,000 0.17%
$100,000 0.30%
$250,000 0.40%
$500,000 0.60%

The standard FDIC deposit insurance amount is $250,000 per depositor. Visit www.FDIC.gov for more information.
Click here to calculate what's insured and what portion (if any) exceeds coverage limits at the bank.

  • *Annual Percentage Yields (APY) and rates may change after an account is opened.
  • Substantial penalty for early withdrawal of Certificates of Deposit
  • Fees could reduce the earnings on interest bearing accounts
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