Rates
Annual Percentage Yields (APY's)
Effective January 22, 2020
Certificates of Deposits
| Empty Cell |
$1,000 - $4,999 |
$5,000 - $9,999 |
$10,000 - $24,999 |
$25,000 - $49,999 |
$50,000 - $99,999 |
| Term |
APY |
APY |
APY |
APY |
APY |
| 3 Months |
0.05% |
0.05% |
0.10% |
0.15% |
0.20% |
| 6 Months |
0.05% |
0.05% |
0.20% |
0.35% |
0.45% |
| 12 Months |
0.05% |
0.10% |
0.55% |
0.70% |
0.75% |
| 18 Months |
0.05% |
0.15% |
0.75% |
1.00% |
1.10% |
| 24 Months |
0.05% |
0.25% |
0.85% |
1.15% |
1.25% |
| 36 Months |
0.05% |
0.30% |
1.10% |
1.35% |
1.46% |
| 48 Months |
0.05% |
0.40% |
1.15% |
1.46% |
1.61% |
| 60 Months |
0.05% |
0.60% |
1.56% |
1.86% |
2.01% |
IRA Certificate of Deposit**
| Term |
Minimum Deposit |
APY |
| 6 Months |
$1,000 |
0.20% |
| 12 Months |
$1,000 |
0.60% |
| 24 Months |
$1,000 |
1.00% |
| 36 Months |
$1,000 |
1.05% |
| 48 Months |
$1,000 |
1.56% |
| 60 Months |
$1,000 |
2.01% |
**Each IRA depositor is insured to $250,000 by the Federal Deposit Insurance Corporation
Checking & Savings Rates
Checking and Savings
| Name |
Minimum Opening Deposit |
Minimum |
APY |
| Savings* |
$100 |
$100 |
0.20% |
| Preferred Checking* |
$100 |
$0 |
0.30% |
| All-In-One Checking and Business All-In-One Checking* |
$100 |
$500 |
0.05% |
|
|
$2,500 |
0.05% |
|
|
$5,000 |
0.15% |
|
|
$25,000 |
0.35% |
| HiFi Money Market* |
$2,500 |
$0 |
0.05% |
|
|
$2,500 |
0.20% |
|
|
$25,000 |
0.50% |
|
|
$50,000 |
0.70% |
|
|
$100,000 |
1.00% |
| Complete Business Checking* |
$0 |
$5,000 |
0.05% |
|
|
$20,000 |
0.20% |
|
|
$50,000 |
0.50% |
|
|
$100,000 |
0.75% |
|
|
$250,000 |
1.00% |
| HiFi Business Money Market* |
$5,000 |
$0 |
0.15% |
|
|
$25,000 |
0.30% |
|
|
$50,000 |
0.60% |
|
|
$100,000 |
1.00% |
|
|
$250,000 |
1.10% |
|
|
$500,000 |
1.51% |
The standard FDIC deposit insurance amount is $250,000 per depositor. Visit www.FDIC.gov for more information.
Click here to calculate what's insured and what portion (if any) exceeds coverage limits at the bank.
- *Annual Percentage Yields (APY) and rates may change after an account is opened.
- Substantial penalty for early withdrawal of Certificates of Deposit
- Fees could reduce the earnings on interest bearing accounts