Rates
Annual Percentage Yields (APY's)
Effective March 3, 2021
Certificates of Deposits
Empty Cell |
$1,000 - $4,999 |
$5,000 - $9,999 |
$10,000 - $24,999 |
$25,000 - $49,999 |
$50,000 - $99,999 |
Term |
APY |
APY |
APY |
APY |
APY |
3 Months |
0.01% |
0.01% |
0.03% |
0.08% |
0.13% |
6 Months |
0.01% |
0.01% |
0.10% |
0.15% |
0.20% |
12 Months |
0.01% |
0.10% |
0.15% |
0.25% |
0.30% |
18 Months |
0.01% |
0.10% |
0.20% |
0.35% |
0.45% |
24 Months |
0.01% |
0.10% |
0.20% |
0.35% |
0.55% |
36 Months |
0.01% |
0.10% |
0.30% |
0.45% |
0.55% |
48 Months |
0.01% |
0.10% |
0.35% |
0.55% |
0.70% |
60 Months |
0.01% |
0.15% |
0.45% |
0.75% |
0.80% |
|
|
|
|
|
|
IRA Certificate of Deposit**
Term |
Minimum Deposit |
APY |
6 Months |
$1,000 |
0.05% |
12 Months |
$1,000 |
0.15% |
24 Months |
$1,000 |
0.25% |
36 Months |
$1,000 |
0.40% |
48 Months |
$1,000 |
0.55% |
60 Months |
$1,000 |
0.70% |
**Each IRA depositor is insured to $250,000 by the Federal Deposit Insurance Corporation
Checking & Savings Rates
Checking and Savings
Name |
Minimum Opening Deposit |
Minimum |
APY |
Savings* |
$100 |
$100 |
0.03% |
Preferred Checking* |
$100 |
$0 |
0.10% |
All-In-One Checking and Business All-In-One Checking* |
$100 |
$500 |
0.01% |
|
|
$2,500 |
0.01% |
|
|
$5,000 |
0.01% |
|
|
$25,000 |
0.10% |
HiFi Money Market* |
$2,500 |
$0 |
0.01% |
|
|
$2,500 |
0.03% |
|
|
$25,000 |
0.10% |
|
|
$50,000 |
0.15% |
|
|
$100,000 |
0.35% |
Complete Business Checking* |
$0 |
$5,000 |
0.03% |
|
|
$20,000 |
0.05% |
|
|
$50,000 |
0.10% |
|
|
$100,000 |
0.20% |
|
|
$250,000 |
0.35% |
HiFi Business Money Market* |
$5,000 |
$0 |
0.05% |
|
|
$25,000 |
0.10% |
|
|
$50,000 |
0.17% |
|
|
$100,000 |
0.20% |
|
|
$250,000 |
0.25% |
|
|
$500,000 |
0.40% |
The standard FDIC deposit insurance amount is $250,000 per depositor. Visit www.FDIC.gov for more information.
Click here to calculate what's insured and what portion (if any) exceeds coverage limits at the bank.
- *Annual Percentage Yields (APY) and rates may change after an account is opened.
- Substantial penalty for early withdrawal of Certificates of Deposit
- Fees could reduce the earnings on interest bearing accounts