Skip to main content

Rates


Annual Percentage Yields (APY's) ***

Effective September 21, 2022


Certificates of Deposits (CD) *  **

Empty Cell $1,000 - $4,999 $5,000 - $9,999 $10,000 - $24,999 $25,000 - $49,999 $50,000 - $99,999
Term APY *** APY *** APY *** APY *** APY ***
3 Months 0.05% 0.05% 0.10% 0.12% 0.20%
6 Months 0.05% 0.05% 0.10% 0.20% 0.30%
12 Months 0.05% 0.10% 0.15% 0.20% 0.30%
18 Months 0.05% 0.15% 0.15% 0.35% 0.45%
24 Months 0.05% 0.15% 0.20% 0.35% 0.55%
36 Months 0.05% .015% 0.20% 0.35% 0.60%
48 Months 0.05% 0.15% 0.25% 0.35% 0.70%
60 Months 0.05% 0.20% 0.45% 0.60% 0.80%

Individual Retirement Account (IRA) Certificate of Deposit **

Term Minimum Deposit APY ***
6 Months              $1,000 0.33%
12 Months $1,000 0.40%
24 Months $1,000 0.45%
36 Months $1,000 0.50%
48 Months $1,000 0.60%
60 Months $1,000 0.70%

Checking & Savings Rates

Personal Checking and Savings

Name Minimum Opening Deposit Minimum APY ***
Premier Checking $25 $0.01 0.10%
$25,000 0.12%
$100,000 0.15%
Interest Rewards $25
     Special Rate **** (Met Qualifications) $0.01 1.00%
     Market Rate **** (Met Qualifications) $15,000.01 0.15%
     Base Rate (Did Not Meet Qualifications) $0.01 0.03%
HiFi Money Market $2,500 $0 0.10%
$2,500 0.15%
$25,000 0.15%
$50,000 0.20%
$100,000 0.25%
Savings $100 $100 0.10%

Business Checking and Savings

Name Minimum Opening Deposit Minimum APY ***
Business All-In-One Checking $100 $500 0.03%
$2,500 0.03%
$5,000 0.03%
$25,000 0.10%
Complete Business Checking $0 $5,000 0.15%
$20,000 0.15%
$50,000 0.20%
$100,000 0.25%
$250,000 0.30%
HiFi Money Market $5,000 $0.01 0..15%
$25,000 0.15%
$50,000 0.20%
$100,000 0.25%
$250,000 0.30%
$500,000 0.35%

The standard FDIC deposit insurance amount is $250,000 per depositor. Visit www.FDIC.gov for more information.
Click here to calculate what's insured and what portion (if any) exceeds coverage limits at the bank.

  • *Substantial penalty for early withdrawal on Certificates of Deposit
  • **Interest is compounded semi-annually
  • ***APY may change after account is opened. Fees could reduce the earnings on interest bearing accounts.
  • ****Rate disclosed for Interest Rewards is applied if account qualifications are met, including using your debit card 25 times per statement cycle to make purchases, and account is set up with one direct deposit or automatic withdrawal.
Back to Top