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Relationship Checking

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Start earning cash back or interest rewards for the way you already bank with our new relationship checking accounts. Opening or upgrading an account is easy, then sit back and watch the rewards roll in. It's just another reason you can Count on Us!

We make it simple to open a new account or upgrade your current account. 

Compare the three accounts below and click Open or Upgrade Existing Account by the account that is right for you. Upgrading your account is easy and free. Once you fill out the quick form, we handle the rest. Account number, checks, debit card, credit card, auto deposits, and auto withdrawals will all remain the same.


Simple Cash Back

A simple, worry-free account that rewards debit card usage.

  • No minimum balance
  • No monthly service charge
  • Free online statements
  • Earn $0.10 Cash Back with each Boone Bank & Trust Co. debit card purchase (up to $5 per statement cycle, per account).

It's just that simple. There are no monthly fees on this account. Paper statements are available for $3 per month.

Open a Simple Cash Bank Account  Upgrade Existing Account


Interest Rewards

An interest-bearing account that pays a higher interest rate for banking electronically.

  • No minimum balance
  • No monthly service charge
  • Free online statements
  • Higher interest rates on balances up to $15,000 during each statement cycle when you meet the following electronic banking criteria:
    • One direct deposit OR one automatic withdrawal; AND
    • 25 debit card purchases

If electronic banking criteria is not met, balances will earn at the Interest Rewards Base Rate. Balances above $15,000 will earn at the Interest Rewards Market rate. Paper statements are available for $3 per month. 

Current interest rates are available here.

Open an Interest Rewards Account  Upgrade Existing Account


Premier

A traditional interest-bearing account with tiered interest rates based on balance. This account also offers additional banking perks.

  • Minimum balance of $2,500 or an Average Daily Balance of $5,000
  • Discounted checks
  • Free online or paper statements
  • Tiered interest rates on all balances (current interest rates available here)

There are no fees as long as the minimum balance is met. If the balance falls below $2,500 anytime during the statement cycle or does not have $5,000 average daily balance, a $10 service charge will be assessed. A $10 check discount per order. 

Open a Premier Account  Upgrade Existing Account


Relationship Perks

Enjoy more benefits when you have a Relationship Checking account AND qualifying deposits greater than $50,000.

Qualifying deposits include: Checking, Savings, CD's, IRA's, and HSA accounts. Personal deposits only.

  • Minimum balance fee waived for Premier Checking accounts
  • 2 free standard orders of wallet or duplicate checks per relationship, per year
  • Free Cashier's Checks
  • Free 3x5 Safe Deposit Box or equivalent credit given towards a larger size box (must be automatic payment)
  • ATM surcharge refund (up to $20 per statement cycle)
  • No fee for foreign currency

Frequently Asked Questions

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