Home Purchase
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Buy the home you want, with a loan that works for you
We offer straightforward mortgage options, expert guidance, and support every step of the way so you can move into your new home with confidence.
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Adjustable-Rate Mortgage |
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Stable monthly payments for long-term plans
- Interest rate stays the same for the life of the loan
- Predictable payments – great if you plan to stay put long term
- Easy budgeting with no surprises
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Lower payments now, flexible future options
- Starts with lower monthly payments
- Rates may adjust later depending on the market
- Works if you expect to move or refinance in a few years
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Apply Online
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Apply Online
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First-Time Homebuyers Program
Extra perks for new buyers
- Possible qualifying grants for loan costs or down payment assistance
- Tailored support to guide you through your first home purchase
- Designed to make homeownership more achievable
What to expect
- Pre-Approved
- Get pre-approved before you shop, it shows sellers you’re serious, helps define your budget, and speeds up closing.
- Required Documents
- Be ready with the basics like ID, income information, pay stubs, bank statements, and employment details – we’ll walk you through exactly what is needed.
- Down Payment & Costs
- Typically, down payments vary by loan type, and closing costs usually run a few percent of the home price. We can help estimate these as part of your loan plan.
- Closing
- Once approved and your offer is accepted, you’ll sign final documents, pay closing costs, and officially become a homeowner!
How we can help
- Local decision-making
- Clear guidance
- Support throughout closing
Questions about home loans?
Connect with a Lender