
Home Equity Loans & Lines
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Access your home’s equity through flexible lending options designed to fit your financial needs
| Home Equity Loan |
Home Equity Line of Credit (HELOC) |
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One-time cash, one simple plan.
- Fixed or variable rate: You choose what fits your budget.
- One lump payment: Get the money all at once.
- Easy financial planning: Same payment schedule each month.
- Use it for: Remodels, debt consolidation, major expenses.
- Borrow up to ~90% of your home’s equity (appraisal may be required).
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You can use a line of credit when needed.
- Variable rate financing.
- Spend only what you use – like a credit card backed by your home.
- Easy access: Move funds into your checking via phone or online.
- Dual purpose: Can serve as overdraft protection.
- Use for ongoing projects, large purchases, or unexpected costs.
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Apply Online
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Apply Online
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Questions about a home equity?
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