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Payables Management

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Payables Management

Tools that help you manage outgoing payments efficiently

Payables Management tools designed to help your business send payments and manage expenses more efficiently.

Business Digital Banking Registration


This may be helpful if you

  • Pay vendors, suppliers, or service providers regularly
  • Manage employees or everyday business expenses
  • Want to reduce checks and manual processing
  •  A simpler way to organize outgoing payments 

Payables services available to your business

Payables management includes digital services that help businesses send payments, manage expenses, and reduce manual processing. You may use one service or a combination, depending on how your business pays expenses today.


ACH Payments

Business Digital Banking - ACH Video

Send electronic payments to vendors, suppliers, or service providers through Business Digital Banking.

  • Initiate one-time or recurring ACH payments
  • Improve payment accuracy and reduce manual check handling
  • Streamline vendor and payroll payments
  • Click here for ACH instructions

Wire Transfers

Send domestic wire transfers securely when timing and accuracy matter.

  • Initiate wires quickly for time-sensitive payments
  • Use dual control to require approval before funds are released
  • Clear transaction details and tracking

Business Bill Pay

Business Bill Pay Video


Manage outgoing payments from one convenient platform.

  • Schedule one-time or recurring payments in advance
  • Reduce paper checks and manual processing time
  • Keep payments organized with payment history and tracking

Business Debit Cards

Make everyday business purchases directly from your checking account

  • Pay for routine operating expenses
  • Reduce the need for checks or reimbursements
  • Track spending with detailed transaction history

Corporate Credit Cards

Manage business and employee expenses while keeping purchases organized and separate.

  • Issue cards to employees or specific roles
  • Set limits and monitor usage to help reduce unauthorized purchases
  • Keep business and personal expenses separated for cleaner bookkeeping

UMB is the issuer of the Boone Bank & Trust Co. Visa® Business Credit Card.

Apply for a Business Credit Card 

Card Center Direct Login


Questions about payables management?

A short conversation can help you decide which tools make sense for your business today.

Connect with a Business Banker

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