Boone Bank & Trust Co

Home Equity Loans & Lines

The exterior of a modern home with nice landscaping

Access your home’s equity through flexible lending options designed to fit your financial needs
 

Home Equity Loan Home Equity Line of Credit (HELOC)

One-time cash, one simple plan.

  • Fixed or variable rate: You choose what fits your budget.
  • One lump payment: Get the money all at once.
  • Easy financial planning: Same payment schedule each month.
  • Use it for: Remodels, debt consolidation, major expenses.
  • ​Borrow up to ~90% of your home’s equity (appraisal may be required).

Apply Online

You can use a line of credit when needed.

  • Variable rate financing.
  • Spend only what you use – like a credit card backed by your home.
  • Easy access: Move funds into your checking via phone or online.
  • Dual purpose: Can serve as overdraft protection.
  • ​Use for ongoing projects, large purchases, or unexpected costs.

Apply Online


Questions about a home equity?

Connect with a mortgage loan officer.

Nancy C. Hager

Vice President
NMLS 640553

Schedule an Appointment
Email Nancy

 

 

 

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