Boone Bank & Trust Co

Personal Loans & Lines

Flexible financing for personal loans and lines of credit to help you cover expenses, consolidate debt, or finance your next step.

Home Loans

Buy

Buy Your Home

Mortgage options designed to help you move forward – whether it’s your first home or your next one.

 

Apply Online

Learn More

Construction

Construction Loans

Flexible financing for custom builds or speculative construction, with guidance from start to finish.

 

Apply Online

Learn More

Refinance

Lower Your Rate

Refinance your current mortgage with options designed to help you save or restructure your loan.

 

Apply Online

Learn More

Home Equity

Use Your Equity

Put your home’s equity to work with flexible options, including a lump-sum loan or revolving line of credit, for projects, upgrades, or other expenses. 

Apply Online

Learn More

Consumer Loans

Auto Loans

Vehicle Financing

Flexible financing for new or used vehicles, with competitive rates and local decisions.

 

Apply Online

Learn More

Personal Loans

Flexible Funding

Flexible funds with predictable payments - designed to help you confidently cover life’s planned and unexpected expenses.
 

Apply Online

Learn More

Personal Credit Card

Rewards Made Simple

Earn rewards on everyday spending with the UMB Simply Rewards™ Visa Credit Card

 

Apply Online

Learn More

Why Borrow with Boone Bank & Trust Co?

  • Decisions made close to home
  • Clear, straightforward guidance
  • Lending specialists you can talk to

Ready to Take the Next Step?

Whether you’re planning ahead or ready to apply, we’re here to help you move forward with confidence. 

Meet Our Team

Contact Us

© 2026 Boone Bank & Trust Co. All Rights Reserved.