Boone Bank & Trust Co

Interest Rewards Checking

Online Purchase with debit card

An account designed to earn a special interest rate through everyday use

Interest Rewards checking is designed for managing everyday money online while earning a special interest rate through regular account activity. It supports digital banking habits like automated payments, transfers, and regular debit card use.

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This account is a good fit if you

  • Use digital tools to manage money
  • Make regular debit card purchases
  • Rely on automated payments or transfers
  • Want everyday spending with added earning potential

What to know before opening

  • No minimum balance
  • No monthly service fee
  • Free online statements**
  • Higher interest rates on balances up to $15,000 during each statement cycle when you meet the following electronic banking criteria:
    • One direct deposit OR one automatic withdrawal; AND
    • 25 debit card purchases
  • Current interest rates available here

All checking accounts include full access to online and mobile banking tools.

Rewards Checking Video


Ready to get started?

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Learn about Relationship Perks


*Balances over $15,000 will earn the Interest Rewards Market Rate. If electronic banking criteria is not met, the entire balance will earn the Interest Rewards Base Rate. **Paper statements available for $3.00 per month.

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