Holiday Processing Schedule
Use this schedule to plan ACH and wire transitions around federal holidays when the bank is closed. Submit your ACH batches and wire requests by the cutoff date/time shown to avoid delays.
Reminders
- Holiday closures: The bank is closed on the listed federal holidays. ACH and wire transactions are not processed on these dates.
- ACH submission deadlines: ACH files must be submitted by 4:00 pm on the designated ACH cutoff date. Please note: On Christmas Eve and Christmas Day, the ACH cutoff time is 12:00 pm.
- Wires: Wire transfers can be submitted by 4:00 pm on the next effective date for processing.
| Holiday | Next Effective Date | ACH Cutoff Date |
|---|---|---|
|
Martin Luther King Jr. Day Monday, January 19 |
Tuesday, January 20 | Friday, January 16 |
|
President's Day Monday, February 16 |
Tuesday, February 17 | Friday, February 13 |
|
Memorial Day Monday, May 25 |
Tuesday, May 26 | Friday, May 22 |
|
Juneteenth Friday, June 19 |
Monday, June 22 | Thursday, June 18 |
|
Independence Day Saturday, July 4 |
Monday, July 6 | Friday, July 3 |
|
Labor Day Monday, September 7 |
Tuesday, September 8 | Friday, September 4 |
|
Columbus Day Monday, October 12 |
Tuesday, October 13 | Friday, October 9 |
|
Veteran's Day Wednesday, November 11 |
Thursday, November 12 | Tuesday, November 10 |
|
Thanksgiving Thursday, November 26 |
Friday, November 27 | Wednesday, November 25 |
|
Christmas Eve Thursday, December 24 |
Monday, December 28 | Thursday, December 24 |
|
Christmas Friday, December 25 |
Monday, December 28 | Thursday, December 24 |
