Interest Rewards

Earn 2.52% APY1 on your checking balance
Your debit card purchases aren't just transactions. With Interest Rewards, they can help you earn more on the money you keep in your checking account.
At Boone Bank & Trust, banking is about more than rewards. Our local team takes the time to understand your needs, answer your questions, and provide the personalized service you deserve.
Open an Interest Rewards Account
Interest Rewards
An interest-bearing checking account designed to reward the way you already bank, with a special rate when you meet the monthly qualifications.
- Earn a special rate of 2.52% APY (Annual Percentage Yield)1 on balances up to $15,000 when you meet the monthly qualifications:
- One direct deposit OR one external automatic withdrawal; AND
- 25 settled debit card purchases
- No minimum balance
- No monthly maintenance fee
- Free online statements2
Ready to start earning more?
Open your account online in minutes and earn more each month!

1Interest Rewards Special Rate of 2.52% Annual Percentage Yield (APY) earned on balances up to $15,000 during each statement cycle when the following criteria are met: One direct deposit OR automatic withdrawal AND 25 settled debit card purchases per statement cycle. Balances over $15,000 will earn the Interest Rewards Market Rate. If electronic banking criteria is not met, the entire balance will earn the Interest Rewards Base Rate. Opening deposit of $25 required. APY effective 1/14/26 and is subject to change. Fees could reduce earnings on the account. See bank for current rates and additional account disclosures.
2Paper statements available for $3/statement cycle