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Boone Bank & Trust Co. has partnered with UMB to provide you with the latest in credit card services. Whether you are looking to start building credit or you want to earn rewards whenever you spend money, you can learn about and apply for our credit cards here. Click here to learn more about our credit cards.
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With our convenient bank cards, the power of Boone Bank & Trust Co. is always in your pocket. Simple to use and completely safe, our ATM and debit cards are perfect for everyday expenses and easy transactions.
Gain quick, almost-anywhere access to your bank account. Check your balance or make a transfer to another account. With an ATM card, you can manage your bank accounts from any ATM in Iowa, or any Cirrus™ or Shazam™ ATM worldwide.
Having a Boone Bank & Trust Co. debit card means you have a cash equivalent when you need it. It's faster than a check and easier than a credit card - each transaction is tied back to your bank account, without the interest you might face from a credit card. And they're accepted anywhere a MasterCard® is, so you can use it worldwide, over the phone, or online. To learn how to activate your new debit card, click here.
The MasterCard® brand also comes with additional features and benefits. Click here for more details.
Text Fraud Alerts
You can receive Text Alerts right to your mobile phone of potential fraudulent transactions. Click here for more details.
ATM/ Debit Card Comparison
|No Transaction Fees*
||No Transaction Fees*
|No ATM Charges at BBTC or Privileged Status ATMs
||No ATM Charges at BBTC or Privileged Status ATMs
|Accepted at any ATM that displays the Cirrus or Shazam logo worldwide
||Accepted at any ATM that displays the Cirrus or Shazam logo worldwide
|If a merchant allows you to enter a PIN to make a purchase, you can use your ATM card.
||If a merchant accepts MasterCard, they'll accept your Boone Bank & Trust Co. debit card. Insert the EMV chip or swipe the card and funds will be withdrawn from your checking account.
||Detailed transaction information appears on your monthly statement
||Shazam Bolt$ - Register your card for purchase alerts
|$10 Annual Fee
||$12 Annual Fee
*Other banks may charge a surcharge for ATM use.
Report a lost of missing card
You can prevent and monitor fraud on your card through SHAZAM Brella™.