Liquidity & Cash Optimization
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Liquidity & Cash Optimization
Tools that help keep cash where you need it
Manage balances across your business accounts with tools designed to reduce manual transfers and support day-to-day operations.
Business Digital Banking Registration
This may be helpful if you
- Prefer predictable, automated cash movement
- Need funds available for payroll or expenses
Comparing sweep options
The right sweep option depends on how actively your business manages cash.
Standard Sweep
Best for businesses that want simple, automatic balance management.
A standard sweep automatically moves funds between accounts at the end of the day based on predefined rules.
How it helps
- Keeps operating accounts funded
- Reduces the need for manual transfers
- Works in the background with minimal oversight
Commonly used when
- You want a straightforward setup
- Account activity is predictable
- You prefer a “set it and forget it” approach
Advanced Sweep
Best for businesses that want more control and flexibility.
An advanced sweep allows funds to move throughout the day based on activity, helping manage balances more actively.
How it helps
- Responds to account activity as it occurs
- Helps manage higher transaction volumes
- Provides more precise balance control
Commonly used when
- Cash flow fluctuates during the day
- Multiple transactions affect balances
- More active cash management is needed
Which sweep is right for you?
Both options are designed to reduce manual work and help keep cash where it’s needed. A business banker can help you decide which sweep option fits how your business operates today.
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