Deposit Rates
Certificates of Deposits
Annual Percentage Yields (A.P.Y.'s)
Current as of: 05/16/2012
| Interest Payment Method | $1,000 - $4,999 | $5,000 - $9,999 | $10,000 - $24,999 | $25,000 - $49,999 | $50,000 - $99,999 | |
| Months | A.P.Y. | A.P.Y. | A.P.Y. | A.P.Y. | A.P.Y. | |
| 3 | Maturity | .05 | .10 | .10 | .15 | .20 |
| 6 | Maturity | .05 | .10 | .15 | .30 | .40 |
| 12 | Semi-Ann | .05 | .10 | .30 | .35 | .40 |
| 18 | Semi-Ann | .05 | .20 | .40 | .50 | .60 |
| 24 | Semi-Ann | .05 | .30 | .45 | .55 | .65 |
| 36 | Semi-Ann | .05 | .35 | .55 | .65 | .70 |
| 48 | Semi-Ann | .05 | .40 | .70 | .80 | .90 |
| 60 | Semi-Ann | .05 | .60 | 1.00 | 1.20 | 1.30 |
Checking & Savings Account Annual Percentage Yields (A.P.Y.'s)
| Minimum Balance | A.P.Y. | |
| Savings* ** | $100 | .10 |
| Preferred Checking* ** | $0 | .12 |
| All-In-One Checking* ** | $500 | .05 |
| $2,500 | .05 | |
| $5,000 | .05 | |
| $25,000 | .15 | |
| Hi-Fi Personal Money Market* | $0-$2,499 | .05 |
| Checking | $2,500 | .10 |
| $25,000 | .15 | |
| $50,000 | .20 | |
| $100,000 | .25 | |
| Hi-Fi Business Money Market Checking* | $0-$24,999 | .10 |
| $25,000 | .15 | |
| $50,000 | .20 | |
| $100,000 | .25 | |
| $250,000 | .30 | |
| $500,000 | .40 | |
| Complete Business Checking* | $5,000 | .05 |
| $20,000 | .15 | |
| $50,000 | .25 | |
| $100,000 | .35 | |
| $250,000 | .45 |
*Rates may change after account is opened
**Minimum Balance to open is $100
IRA Annual Percentage Yields (A.P.Y.'s)
Term A.P.Y. 6 Months .15 12 Months .35 24 Months .45 36 Months .60 48 Months .90 60 Months 1.30
-Each depositor insured to at least $250,000.
-Substantial Penalty for early withdrawal on certificates of deposit
-Fees could reduce earnings on an account.
NOTICE OF CHANGES IN TEMPORARY FDIC INSURACE
COVERAGE FOR TRANSACTION ACCOUNTS
All funds in a "noninterest-bearing transaction account" are insured in full by the Federal Deposit Insurance Corporation from December 31,2010, through December 31,2012. This temporary unlimited coverage is in
addition to, and separate from, the coverage of at least $250,000 available to depositors under the FDIC's general deposit insurance rules.
The term "noninterest-bearing transaction account" includes a traditional
checking account or demand deposit account on which the insured depository institution pays no interest. It also includes Interest on
Lawyers Trust Accounts ("IOLTAs"). It does not include other accounts, such as traditional checking or demand deposit accounts that may earn interest, NOW accounts, and money-market deposit accounts.
For more information about temporary FDIC insurance coverage of transaction accounts, visit ww.fdic.gov.
