New Construction

Building your own home requires many important decisions. Make your decision about how to finance the venture an easy one - turn to Boone Bank & Trust Co. Our construction financing is a comprehensive service, but we make it easy to understand. Select from one of the programs below, or contact one of our Construction Specialists today.

Custom Construction Loans

An individual looking to finance construction of your dream home?
A builder in need of a reliable construction lender?
A realtor looking for a reliable lending source for your specialty clients?

Boone Bank & Trust Co. offers construction loans with a variety of financing options and benefits. You can choose from a fixed rate or adjustable rate loan. Rates can be locked in at time of application or loan approval and there are no prepayment penalties. You make "interest-only" payments during the construction phase.

• Loans are also available for major remodels
• Ask for details on our current low rates

Spec Construction Loans

Contractors, builders and developers who build a home without a guaranteed sale upon completion are said to be "Spec" builders. These individuals and companies are speculating that they will earn a profit when the newly constructed home sells.

Boone Bank & Trust Co. has a program specifically designed for these types of projects. We offer competitive interest rates and a flexible draw schedule. Contact one of our specialists directly to get more information or apply online today!