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Home Mortgage


New Construction


Building your own home requires many important decisions. Make your decision about how to finance the venture an easy one - turn to Boone Bank & Trust Co. Our construction financing is a comprehensive service, but we make it easy to understand. Select from one of the programs below, or contact one of our Construction Specialists today.


Custom Construction Loans

Are you:
An individual looking to finance construction of your dream home?
A builder in need of a reliable construction lender?
A realtor looking for a reliable lending source for your specialty clients?

Boone Bank & Trust Co. offers construction loans with a variety of financing options and benefits. You can choose from a fixed rate or adjustable rate loan. Rates can be locked in at time of application or loan approval and there are no prepayment penalties. You make "interest-only" payments during the construction phase.


  • Loans are also available for major remodels
  • Ask for details on our current low rates

Spec Construction Loans


Contractors, builders and developers who build a home without a guaranteed sale upon completion are said to be "Spec" builders. These individuals and companies are speculating that they will earn a profit when the newly constructed home sells.


Boone Bank & Trust Co. has a program specifically designed for these types of projects. We offer competitive interest rates and a flexible draw schedule. Contact one of our specialists directly to get more information or apply online today!

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